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Canadian Private Credit Platform

Private credit for growing Canadian businesses.

Forje Capital provides flexible lending solutions for Canadian companies, including accounts receivable financing, asset-backed lending, SR&ED financing, DMTC financing, leasing, bridge loans, and special situations capital. Fast decisions. Practical underwriting. Direct access to decision-makers.

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Canada-wide lending Asset-backed structures Fast decisions Relationship-driven capital

Lending Solutions

Flexible capital, structured around the assets and timing of your business.

Forje provides private credit solutions for companies that need speed, clarity, and underwriting flexibility beyond traditional banking.

Receivables

Accounts Receivable Financing

Convert eligible unpaid invoices into working capital without waiting 30, 60, or 90 days for payment.

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Collateral

Asset-Backed Lending

Borrow against receivables, equipment, inventory, contracts, or other business assets with flexible structures.

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Tax Credits

SR&ED Financing

Advance capital against eligible pending SR&ED claims while waiting for CRA processing.

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Tax Credits

DMTC Financing

Bridge the timing gap on pending digital media tax credits for studios and software businesses.

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Assets

Equipment & Leasing Solutions

Acquire essential equipment, vehicles, or machinery while preserving working capital for operations.

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Timing

Bridge Loans

Short-term capital for transaction timing, real estate transitions, and working capital needs.

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Special Situations

DIP & Special Situations Financing

Secured capital for businesses navigating restructuring, turnaround, or creditor process.

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Every Solution

See the full lending menu

Compare all seven solutions side by side and find the structure that fits your business.

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Why Forje

Built for situations banks move too slowly to understand.

We combine credit discipline with operator judgment, helping Canadian businesses access capital when timing, collateral, complexity, or growth creates a need for private lending.

01

Speed

Preliminary feedback quickly once we understand the company, collateral, and timing.

02

Flexibility

Structures built around the real economics of your business, not a rigid checklist.

03

Direct Access

You work directly with the people who review your file and make the decision.

04

Practical Underwriting

We evaluate the full picture — assets, context, and commercial reality.

How It Works

From first conversation to funded.

A simple, direct process designed to give business owners clarity quickly.

1

Tell us the situation

Share the core details of your business, the opportunity, and your timeline.

2

We review collateral and context

Our team assesses receivables, assets, tax credits, or the broader situation.

3

Receive clear terms

Plain-language terms, with no obligation until you're ready to proceed.

4

Close, fund, and move forward

Documentation is finalized and capital is deployed so you can keep building.

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Industries Served

Capital for asset-rich, growth-oriented, and timing-sensitive businesses.

Forje works with Canadian companies across sectors where receivables, equipment, inventory, contracts, tax credits, or real estate can support a thoughtful credit structure.

Construction
Manufacturing
Transportation
Staffing
Technology
Professional Services
Distribution
Government Contractors
R&D Businesses
Real Estate & Restructuring

Recent Funding Examples

Examples of situations we can review.

Anonymized examples shown for illustration. Facility type, amount range, industry, and use of proceeds reflect representative situations Forje can evaluate.

AR Facility

$275K

Professional Services · Ontario

Advance against receivables from municipal and institutional clients to support payroll during a growth phase.

SR&ED Advance

$420K

Technology · British Columbia

Capital advanced against a pending SR&ED claim to fund continued product development.

ABL Facility

$650K

Distribution · Alberta

Revolving facility secured by inventory and receivables to support seasonal purchase order cycles.

Equipment Lease

$180K

Construction · Ontario

Lease structure for heavy equipment acquisition without tying up working capital.

Bridge Loan

$1.2M

Real Estate · British Columbia

Short-term bridge financing covering a transaction timing gap ahead of permanent financing.

Have a Situation to Review?

Send us the details and we'll tell you quickly whether it fits.

Start application

Our Story

Private credit with operator judgment.

Michael Orrbrooke, President of Forje Capital

Michael Orrbrooke

President

Michael has spent his career building and running businesses, not analyzing them from the outside. He knows what it's like to make payroll on a Friday with a client invoice that's still 45 days out, and to watch a real opportunity slip away because capital wasn't available fast enough to move on it.

That experience is why Forje exists. Michael founded the firm to be the lender he wishes he'd had access to — one that understands the pressure points of running a business firsthand, moves with urgency, and treats every conversation like it's with a peer, not an applicant. He stays personally involved in every file Forje takes on.

More about Forje

Get Started

Have a financing need? Let's review it.

Send us the situation. We will tell you quickly whether it fits and what information we need to move forward.

Start Application Email hello@forjecap.com